Free Checking Account

Free Checking in MA and RI made simple.

Looking for a free bank account? Our Free Checking account is easy to open and easy to use. No monthly fees, no surprises. Whether you’re in Massachusetts or Rhode Island, you can bank your way online or in-person.

Open your free checking account today:

• Start with just $10
• No monthly fees
• BankFive VISA® debit card with card controls and cash-back rewards
• Online banking and mobile app
• Free credit alerts and access to your credit score
• Free ATM use¹
• Send and receive money with Zelle
• Move money between BankFive and other banks²
• Access your paycheck up to 2 days early³

Ready to get started? Open your free checking account online or visit a branch near you.

¹ _{Free at all BankFive ATMs. BankFive may impose a $1.50 service fee at non-BankFive ATMs. Other banks may impose a surcharge for use of their ATMs as well.}
² _{Standard processing is free. Expedited processing may incur additional charges.} 

³_{With Early Deposit. Not all deposits are eligible. Eligible deposits are limited to direct deposits of payroll, pension, or government benefit payments. Deposits from checks, mobile deposits, online transfers, or person-to-person payment services like Zelle, Venmo, or PayPal are not eligible for Early Deposit.}