Credit Cards

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Marissa Scott — 
Credit

Should You Close an Unused Credit Card? How It Can Affect Your Credit Score

In many cases, alternatives such as downgrading to a no-fee card, freezing the account, or reducing the card’s credit limit could have less of an impact on your credit score.

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Marissa Scott — 
Credit

How to Monitor Your Credit for Free

Checking your own credit report and credit score is a smart habit that puts you in control of your financial future, and it doesn’t have to be complicated or expensive.

man looking at loan terms
Marissa Scott — 
Loans

What is Annual Percentage Rate (APR)?

Take a closer look at the ins and outs of APR, so you can make a better, and more informed, borrowing decision.