eAccess Checking

This online-only checking account lets you start earning interest with just a $10 balance.

If you do your banking online or by phone, our eAccess Checking account could be your best option. It gives you the flexibility you need to access your account on the go and lets you earn interest, even on small balances. All you need is $10 to start growing. BankFive lowers the barriers for our Massachusetts and Rhode Island neighbors who want an interest-bearing checking account with added convenience. 

Flexibility to manage money your way:

• No monthly maintenance fee
• Earn interest with $10 minimum balance
• Includes a BankFive VISA® Debit Card with online card management
• Manage your account with Online Banking and the BankFive mobile app and monitor your credit at any time with no impact to your credit score
• Free ATM transactions¹ 
• Send and receive money with Zelle
• Transfer money to and from your BankFive accounts, and bank accounts at other financial institutions²
• Free eStatements³

Current eAccess Checking Account Rates

_{*APY=Annual Percentage Yield.}

_{Rate effective 10/31/2026. Rate may change after account is opened. Fees may reduce earnings.}

_{¹ Free at all BankFive ATMs. Other banks may impose a surcharge for use of their ATMs, however, BankFive will reimburse incurred ATM fees up to $10 per statement cycle for eAccess Checking accounts.}

_{² Standard processing is free. Expedited processing may incur additional charges.} 

_{³ eStatements are free. Paper statements are available upon request for $1 per month.}