¹_{Student Checking is only available to those ages 14-26. On 27th birthday, account automatically changes to eAccess Checking, subject to the terms and conditions, terms of service, and fees of that account.}

²_{$5 monthly maintenance service charge waived with minimum $10,000 relationship of deposits and loan balances.}

³_{APY = Annual Percentage Yield.}

_{⁴BankFive will not impose an ATM service fee at non-BankFive ATMs for Relationship Checking customers. Other banks may impose a surcharge for the use of their ATMs however.}

_{⁵Free at all BankFive ATMs. Other banks may impose a surcharge for use of their ATMs, however, BankFive will reimburse incurred ATM fees up to $10 per statement cycle for eAccess Checking and Student Checking accounts.}

_{⁶Free at all BankFive ATMs. BankFive may impose a $1.50 service fee at non-BankFive ATMs. Other banks may impose a surcharge for use of their ATMs as well.}