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Personal loans are commonly used to consolidate debt, cover medical expenses, or pay for a big purchase like a wedding or vacation.

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What is Annual Percentage Rate (APR)?

Take a closer look at the ins and outs of APR, so you can make a better, and more informed, borrowing decision.

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What Does it Mean if My Loan Requires Collateral?

Take a deeper dive into exactly what collateral is, and what should be used as loan collateral if you have the option to negotiate it.