What Is a Smart Home?
A smart home uses internet-connected devices to help you control things like lighting, temperature, security, and entertainment. These devices can often be managed through smartphone apps, voice assistants, or even automated schedules. Smart devices are connected to your home’s Wi-Fi network, and they often communicate with each other. While this makes your home more efficient, it also creates more entry points for hackers if the devices aren’t properly secured. Common smart home devices include:
- Smart TVs
- Thermostats
- Security cameras and alarm systems
- Smart lights
- Smart kitchen appliances
- Voice assistants like Alexa or Google Home
Smart devices are like digital doors leading into your home. If they’re left unlocked, cybercriminals can get in. Here are some of the biggest risks:
- Unauthorized Access. If a smart device is compromised, criminals could watch through your cameras, listen via microphones, or control things like your lights and thermostat. This kind of access is not only invasive, it can also pose serious safety risks.
- Data Theft. Many smart devices store personal information, and some even connect to banking apps or save payment details. For example, voice assistants are often used to make purchases or access mobile banking. If a hacker gains access, they could steal sensitive information like your name, address, financial data, and login credentials for other accounts.
- Device Hijacking. Hackers sometimes take control of smart devices to launch cyberattacks. Because smart home devices typically have weaker security than computers or smartphones, they can be easier targets. Cybercriminals might also install ransomware, which can lock you out of your own devices until you pay a fee.
- Emotional Stress. Beyond potential financial loss and privacy invasion, dealing with a cyberattack can be emotionally draining. It’s scary to think someone might be watching or listening without your knowledge.
The good news is that you can take steps to protect your smart home devices. Here are some easy ways to boost your security:
- Change Default Passwords. Many smart devices come with default usernames and passwords that are easy to guess, like “admin” or “1234.” As soon as you set up a new device, change its credentials to something strong and unique. A good password includes a unique mix of letters, numbers, and symbols.
- Keep Devices Updated. Smart device manufacturers regularly release software updates to fix bugs and patch security holes. If your device isn’t updated, it could be vulnerable to known threats. Turn on automatic updates if available or check the apps that run your devices regularly to make sure you’re running the latest version.
- Limit Permissions. Many smart devices ask for access to features like your microphone, camera, or location. Only enable these permissions if they’re absolutely necessary. For example, if you don’t use voice commands, there’s no need to keep the microphone on. The fewer permissions you allow, the less personal data is exposed.
- Use Two-Factor Authentication. Two-factor authentication adds an extra layer of security by requiring a second step to log in like a code sent to your phone or email. Even if someone guesses your password, they won’t be able to access your account without completing that second step. If your smart device or its app offers two-factor authentication, be sure to turn it on.
- Secure Your Wi-Fi Network. Your home Wi-Fi network is the gateway to all your connected devices. Use a strong, unique password for it, and avoid using a network name that gives away personal information (like your last name or address). For added protection, consider setting up a dedicated Wi-Fi network just for your smart devices. This keeps your main devices, like laptops and phones, on a separate network.
- Install a Firewall or Secure Router. A firewall acts like a digital barrier that blocks unwanted traffic from entering your network. Some modern routers come with built-in firewalls and other security features like automatic updates and encryption. If your router is more than a few years old, it might be time to upgrade to one with stronger security tools.
- Monitor Device Activity. It’s a good idea to regularly check which devices are connected to your home network. Many routers and mobile apps allow you to view a list of connected devices. If you see something unfamiliar, it could be a sign that someone has gained unauthorized access. Disconnect unknown devices and change your Wi-Fi password if needed.
- Buy from Trusted Brands. Not all smart devices are created equal. When shopping, choose brands that have a good reputation for security and customer support. Look for devices that receive regular software updates and have clear privacy policies. Reading reviews and checking for certifications can also help you make safe choices.
Managing smart home security can feel overwhelming, especially if you’re not tech-savvy. Luckily, there are professionals who can help. Companies like Vivint offer full smart home integration with professional installation for devices like security cameras, smart locks, thermostats, and more. Best Buy also offers smart home setup services including Wi-Fi optimization, device installation, and security configuration. Geeks on Site offers remote and in-person support for secure smart home setup.
Stay Safe in a Connect World
Smart home technology offers incredible benefits, but it can open the door to new cybersecurity risks. By taking proactive steps to secure your devices and network, you can enjoy the convenience of a connected home without compromising your privacy or safety. At BankFive, we care about your financial and digital well-being. Whether you’re banking online or automating your home, security should always be a top priority. For the latest tips and alerts on staying safe in the digital world, visit bankfive.com/security.