Ensure a great rate with a Rate Switcher Mortgage.

Get your mortgage now, refinance later when rates fall.

With a Rate Switcher Mortgage from BankFive, you can get your home loan now and lock in the opportunity to refinance to a lower rate. Plus, we'll waive your lender refinance fees*!

The rate protection you need to feel good about your home purchase.

At BankFive, we pride ourselves on flexibility, and we know that home buyers don't want to be locked into a long-term, high-rate mortgage. That's why we've developed our Rate Switcher Mortgage - to protect our customers and allow them to easily refinance when mortgage rates fall. 

How it works:

• Close on your BankFive home loan by 4/30/24
• Make at least 7 on-time monthly payments
• Apply for a refinance with BankFive by 12/31/24
• We'll waive your lender refinance fee*

Contact us today to learn more about a Rate Switcher Mortgage and get started with an application.

_{*Conditions and restrictions apply. BankFive will waive $795 lender refinance fee (BankFive does not charge any other refinance fees). Excludes brokered loans. Must meet agency and investor guidelines (e.g. seasoning, net tangible benefit). Limited to initial refinance on qualifying loan. Subject to credit approval. Cannot be combined with any other offer. Applications must be received after 12/1/2022 and closed by 4/30/2024.}

_{BankFive NMLS #525575 • Member FDIC • Member DIF • Equal Housing Lender}