
Personal Account Deposit Rates
Deposit Rates
Rates effective 02/01/12 to 02/07/12
Savings, Checking & CDs
Regular Savings Account (passbook or statement)*
Rate may change after account is opened. Fees may reduce earnings.
| Minimum Deposit | Minimum Required to earn APY | APY |
|---|---|---|
Regulation D Limit Changes - During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order of instruction. This includes checks, transactions at a point of sale (POS), online banking, voice response, and overdraft protection transfers. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
High Option Money Market Account (statement)*
Rate may change after account is opened. Fees may reduce earnings.
| Minimum Deposit | Minimum Required to earn APY | APY |
|---|---|---|
Regulation D Limit Changes - During any calendar month or statement cycle of at least four weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order of instruction. This includes checks, transactions at a point of sale (POS), online banking, voice response, and overdraft protection transfers. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
Five Star Checking Account*
Rate may change after account is opened. Fees may reduce earnings.
| Minimum Deposit | Minimum Required to earn APY | APY |
|---|---|---|
Certificates of Deposit*
Penalty for early withdrawal. Rate may change at end of term. Fees may reduce earnings.
| Term | Minimum Deposit | Minimum Required to earn APY | APY |
|---|---|---|---|
For IRA rates & terms - please call Customer Service at 800-679-4420.
*Annual Percentage Yield= APY.









