¹ _{Student Checking is only available to those ages 16-24. On 25th birthday, account automatically changes to eAccess Checking, subject to the terms and conditions, terms of service, and fees of that account.}

² _{$5 monthly maintenance service charge waived with minimum $10,000 relationship of deposits and loan balances.}

³ _{As an Internet-only account, we are passing along our cost-savings of servicing the account only online to you by giving ATM surcharge rebates and interest. We will charge $5 per visit for in-branch transactions.} 

⁴ _{APY = Annual Percentage Yield.}

⁵ _{BankFive will not impose an ATM service fee at non-BankFive ATMs for Relationship Checking customers. Other banks may impose a surcharge for the use of their ATMs however.}

⁶ _{Free at all BankFive and SUM Network ATMs. BankFive may impose a $1.50 service fee at non-BankFive ATMs that are outside of the SUM Network. Other banks may impose a surcharge for use of their ATMs as well. However, for eAccess and Student Checking accounts, BankFive will reimburse incurred ATM fees up to $10 per statement cycle.}

⁷ _{Free at all BankFive and SUM Network ATMs. BankFive may impose a $1.50 service fee at non-BankFive ATMs that are outside of the SUM Network. Other banks may impose a surcharge for use of their ATMs as well.}